Investors & Partnerships

Real estate investment can be a very rewarding venture - offering the potential for long-term wealth building, passive income, and portfolio diversification. However, it requires time commitment, careful planning, research, and a thorough understanding of the market to make informed decisions and maximise returns. Our Investors & Partners at Manders Realty choose to work with us because of our expertise in this area and you can too.

We offer the opportunity for our Investor Partners to receive exceptional returns on their investments which are used to convert our properties into beautiful co-living homes.

For investors who want to benefit from equity growth, we offer the opportunity of ownership through Joint Venture Partnerships on our upcoming projects. We are able to secure and establish high-yield real estate that consistently outperforms many other investment options by leveraging our knowledge, network, and position in the market.

We also offer Bespoke Consultancy Services to investors who wish to build their own HMO portfolio or convert their current real estate portfolio to HMOs.

Partnering with Us

Why Are HMOs Considered a Low-Risk Investment?

Resilient to Arrears
With each tenant having their own tenancy agreement, rental income is spread across multiple sources within a single property. For example, in a six-bedroom house, in the event that one room is vacant for a short period, the remaining five rooms continue to generate significant rental income.

Higher Rental Yields
HMOs generally provide 3-4 times higher rental returns in comparison to single-let properties due to multiple tenants contributing to the total rental income.

Potential for Greater Property Value Appreciation
Some mortgage lenders may assess HMOs as commercial real estate rather than traditional residential homes, which results in valuations that are greater than a normal ‘bricks and mortar valuation’ and thus lead to more favourable refinancing options.

Adaptability to Market Conditions
HMOs offer flexibility to adjust to various market needs if necessary, such as student accommodation, blue-collar worker lets, or upscale co-living spaces, making them more resilient to market fluctuations.

Increased Demand
There are only 434 homes for every 1000 people in the UK, a shortfall of 4 million homes. Furthermore, the demand for housing is increasing. Due to limited supply of suitable housing, HMOs situated in prime locations experience low vacancy rates, enhancing their investment stability.

Why do we invest in UK Real Estate?

Investing in the UK real estate market offers both stability and growth potential that is fuelled by high demand, economic stability, and attractive rental yields. The UK provides a transparent and robust legal framework for property ownership and investment, including clear property rights and dispute resolution mechanisms that offer protection for investors and tenants alike.

As a global economic hub, the UK attracts talent from around the world, and its advanced infrastructure and connectivity increases its appeal for global investment. The real estate market has shown resilience through economic downturns and uncertainty, and the robust and resilient UK market is expected to only continue, making it a reliable long-term investment option, especially in high-growth cities with a potential for significant property value appreciation.

Investment Case Study

Why We Loved This Property

Location

The property is walking distance of Maidenhead centre where a £500million regeneration project is underway and where Maidenhead Station is located. The fastest train from Maidenhead to Paddington takes only

17 minutes, Heathrow Airport is only 23 minutes away!

Purchase Price

The cost of a property with the same floor area in Maidenhead is £589,000 on average. However, leveraging our knowledge and market insights, we secured this property for £411,500, achieving significant immediate appreciation.

Refurbishment

The property is being transformed to offer six double bedrooms, each with its own ensuite, alongside a modern, well-equipped kitchen, a stylish co-living space, a garden patio, and even a home gym! This conversion from two bedrooms to six bedrooms is achievable within the pre-existing floor area.

Commerical Valuation

Following refurbishment, the property’s value benefits from forced appreciation and its designation as a HMO. This facilitates favourable refinancing terms, enabling us to repay our investor partner while retaining funds to reinvest in new homes.

Investor Partner

Real estate is a well-established and tangible investment strategy, making it a favourite for many finance-savvy individuals. Our valued investor partner for this project receives an 8% return on their investment with interest paid monthly, significantly outpacing traditional savings accounts. This hands-free approach allows them to earn without the need for specialist knowledge or time committment.

Articles & Press Releases about Co-Living in the UK

What are HMO's and are they good Investments? by Adam Hayes Estate Agents.
Co-Living is a critical component in building the housing sector of the future, British Property Federation.
The Case for Co-living, by The Ringley Group.
Co-living is booming (again) – so is the residential revolution here to stay? Architects' Journal.
Are HMOs a Good Investment in 2024? A Guide for Landlords and Investors, by Property Investments UK.
HMOs are a ‘goldmine’: how to get the highest yields for the least work, The Telegraph.
London tops leaderboard as highest growth buy to let market in the UK, The Independant Financial Advisors Magazine.
Do HMOs still stack up as an investment? The BTL Insider.